Outdoor Sauna Kits – A Great Health Investment in Today’s Toxic World

Are outdoor sauna kits worth the effort and cost? Look at it this way. Living healthy these days is very hard. Even if you eat well, exercise and stay away from vices, you still end up getting sick. It is inevitable. The environment is simply too full of pollutants and toxins.

In some parts of the world, even breathing the air is dangerous. That is how polluted the world has become. In order to stay healthy, you need to stick to a strict healthy lifestyle.

In addition to this, you also have to have health facilities readily available to you. It would be good to have your very own treadmill at home so that you don’t have to go out on the streets to run. It would also be nice if you grew your own vegetables in your back yard. This way, you know what you are eating is fresh, organic and free of chemicals. Another very helpful facility you can invest in is a sauna.

A lot of people think saunas are just for the posh and elite; that in order to use one, you have to be a member of some elite and high-class health club or spa. This is actually a common misconception. They are for everyone.

The truth is you don’t have to be a member of an elite club to use one. You can actually invest in your very own sauna. Building your own spa can be very easy and affordable. With the help of outdoor sauna kits, you can build a sauna right in your own backyard.

To make your own sauna, the first thing you need to do is to buy your own do-it-yourself kit. There are many kinds of these kits to choose from. These are readily available online or in specialty shops.

Outdoor sauna kits make building one easier for you. An outdoor sauna kit provides you with everything you need for building your own spa. All you have to do is build it DIY-style.

After all is said and done, you can reap the rewards by using your new sauna. You will experience the health benefits of using a spa almost instantaneously. You can detoxify and rid your body of harmful elements that might have stuck to you. You’ll have better respiration as your pipes are cleaned. And you’ll have better skin.

Procter and Gamble’s Acquisition of Gillette Analysis

P&G’s businesses were organized into three product based segments: household care, health, baby and family care, and beauty care. P&G became a national consumer products company with 30 brands and production facilities across the US and Canada by 1890. P&G also experienced an increase of more than 40% in their revenues between 2001 and 2005. In 2005, P&G executed its largest acquisition with the takeover of Gillette Company.

I. Reasons for P&G’s Acquisition of Gillette

A) Companies have complementary strengths in product innovation and selling activities

P&G has a distribution system that is internationally spread out as compared to Gillette. Management is expected to take Gillette products into developing markets such as China that were served by P&G, but not Gillette immediately after the merger. P&G and Gillette also plan to share their R&D costs to further develop their products to better suit their customer’s needs.

B) Stronger lineup of brands

Gillette was a well-known brand in the razor market and it also has a 70% market share in the global razor market. It has a strong competitive position and Gillette has been successful in persuading their customers to trade up to higher-price-point personal care items. Gillette’s customers also tended to be highly loyal. Acquisition of Gillette will definitely provide a competitive edge to P&G as Gillette is will provide a stronger lineup of brands to P&G in the consumer products industry.

C) Generate additional opportunities for economies of scale

Gillette has a huge market share on its own while P&G has an internationally spread out distribution system. Combining these companies’ strengths together will enable both P&G and Gillette to reduce per unit cost by achieving economies of scale.

D) Enhance relationships and bargaining power with retail buyers

The strong competitive position that Gillette has in the consumer products industry will increase the bargaining power that P&G has over its retail buyers. P&G will be able to strengthen their market position through this acquisition. A stronger brand portfolio would also definitely help enhance relationships.

II. Ways to Generate Expected Synergies

A) Layoffs

Layoffs are generally expected when a company undergoes merger and acquisitions. It is estimated that about 4% of the total combined workforce will be laid off due to this acquisition. This is to remove management overlaps due to merging operations in more than 80 countries across the world. These lay-offs will not only come from Gillette’s former operations, but also Procter and Gamble’s management.

B) Business Elimination

Since both Gillette and P&G are operating in the consumer goods segment, they tend to have a few products that overlap each other. Both Gillette and P&G have to sell off some of their product line to remove this overlapping and generate synergy between them. The integration of the companies’ product line is important to ensure synergy exists between them and non-profitable products are removed from their product line.

III. Financial Analysis of P&G

Profit margin for P&G was pretty low from years 2000-2004. P&G experienced an increase in their profit margin after 2001. Gillette on the other hand, had a steadily increasing profit margin since 2000. They also had a higher profit margin as compared to P&G.

This indicates that Gillette’s performance has been increasing steadily since 2000 and they have been experiencing increase in their sales and net earnings yearly. P&G has much higher sales and net earnings as compared to Gillette due to their internationally dispersed distribution system. However, P&G is still unable to match Gillette’s profit margin performance which is higher than P&G.

The FCF productivity of P&G increased from 2000 to 2002 and then decreased from 2002 onwards. Gillette on the other hand, experienced a decline from 2000 to 2002, a short increase from 2002 to 2003 and then a decline again from 2003 onwards.

This indicates that both Gillette and P&G do not have much free cash flow in their company. However, P&G’s free cash flow performance has been much better as compared to Gillette’s performance. This low free cash flow may pose a problem to P&G to acquire Gillette.

P&G has much more free cash flows as compared to Gillette and this can definitely help Gillette improve their free cash flow productivity performance. However, the acquisition price offered for Gillette was $57 billion which is really high and would definitely affect P&G’s free cash flow productivity performance.

IV. Conclusions and Recommendations

Even though the free cash flows may pose a problem in the acquisition of Gillette, I believe that P&G should still acquire Gillette as Gillette can definitely help improve P&G’s financial performance and help provide P&G with a competitive edge in the consumer products industry. P&G will also be able to improve Gillette’s free cash flow performance by their large amount of free cash flows and I believe that there will be many willing investors who would find P&G’s stock very attractive during the acquisition process.

Debt Collection Tactics Can Leave Your Image Stained

As we provide a wide spectrum of advice to the modern physician’s office, we’re becoming increasingly aware that one of the main challenges for a busy practice is to keep tabs on what’s being done in its name by third-party debt collectors. While many physicians and practice leaders just assume that their outsourced collection providers are going by the book, many consumers are reporting a variety of harsh or intimidating tactics that are landing these collections agencies, and those who hire them, in hot water.

False Debt Collectors and Other Tactics

One thing that many collection businesses may do is to take a kind of “scattershot” approach to collecting. This may involve routinely calling or harassing individuals that do not actually owe medical debt. Cutting corners leads to clerical errors that can mean big liability for collection businesses and their clientele.

There’s also a big pushback against intimidation tactics by collectors. This includes debt collectors who visit patients of the hospital without correctly revealing their role or the nature of their visit. It also includes some of the things that collectors may say over the phone, which, in some cases, are found to be profoundly unprofessional and borderline illegal. In egregious cases, local courts have found against these companies and penalized them with fines and other punishments. But besides the actual legal consequences, there’s often a big loss to the reputations of the collectors, and quite a bit of “guilt by association” for practices that didn’t fully understand how third parties were going after their money.

Reporting Debt Collection Over-Reach

Many of the complaints that come from patients about aggressive debt collection go to the Federal Trade Commission or FTC, a national watchdog for consumer fraud. Others go to the Better Business Bureau. A bad mark on your BBB report can really hurt your office or clinic. Consumers can also contact a chamber of commerce and generate a lot more bad publicity for the business.

The best way to avoid these kinds of dire situations is by knowing who you are doing business with. Having in-depth conversations with those who will lead your third party collection partners can help to set your mind at ease about exactly how revenue collections will work. Without this critical kind of communication, you’re essentially flying blind, and while many doctors are tempted to focus only on patient care and “leave the peripherals alone,” in today’s world, where patient care is so intensely combined with financial care and oversight, an ounce of prevention, despite the pun, is worth a pound of cure. Don’t let your office suffer from these sorts of oversights – take control and make sure that the business bearing your name is setting the right course for the future.